HDFC Gilt Fund - Growth Plan vs UTI - Master Equity Plan Unit Scheme — which has given better returns?

HDFC Gilt Fund - Growth Plan has a 1-year return of 3.33% versus UTI - Master Equity Plan Unit Scheme's -3.0%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HDFC Gilt Fund - Growth Plan or UTI - Master Equity Plan Unit Scheme?

HDFC Gilt Fund - Growth Plan's expense ratio is 0.77% versus UTI - Master Equity Plan Unit Scheme's 1.24%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gilt Fund - Growth Plan and UTI - Master Equity Plan Unit Scheme?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gilt Fund - Growth Plan vs UTI - Master Equity Plan Unit Scheme

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gilt Fund - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · Flexi Cap

UTI - Master Equity Plan Unit Scheme

UTI Mutual Fund

★★★★★

Equity · Flexi Cap

Metric	HDFC Gilt Fund - Growt...	UTI - Master Equity Pl...
NAV	₹2243.26	₹222.7
Star Rating	★★★★★	★★
Expense Ratio	0.77%	1.24%
AUM	₹106,495 Cr	₹1,108 Cr
1M Return	+1.97%	+1.22%
3M Return	+1.6%	+1.34%
6M Return	+0.54%	-1.51%
1Y Return	+3.33%	-3.0%
3Y CAGR	+17.35%	+9.31%
5Y CAGR	+18.88%	+9.39%
Risk Level	—	—
Fund Manager	Prashant Jain	Kaushik Basu

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