Which has the lower expense ratio, HDFC Gilt Fund - Growth Plan or PGIM India Flexi Cap Fund - Direct Plan - Growth Option?

HDFC Gilt Fund - Growth Plan's expense ratio is 0.77% versus PGIM India Flexi Cap Fund - Direct Plan - Growth Option's 0.85%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gilt Fund - Growth Plan and PGIM India Flexi Cap Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gilt Fund - Growth Plan vs PGIM India Flexi Cap Fund - Direct Plan - Growth Option

Q: HDFC Gilt Fund - Growth Plan vs PGIM India Flexi Cap Fund - Direct Plan - Growth Option — which has given better returns?

HDFC Gilt Fund - Growth Plan has a 1-year return of 3.33% versus PGIM India Flexi Cap Fund - Direct Plan - Growth Option's 1.03%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gilt Fund - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · Flexi Cap

PGIM India Flexi Cap Fund - Direct Plan - Growth Option

PGIM India Mutual Fund

★★★★★

Equity · Flexi Cap

Metric	HDFC Gilt Fund - Growt...	PGIM India Flexi Cap F...
NAV	₹2243.26	₹43.41
Star Rating	★★★★★	★★
Expense Ratio	0.77%	0.85%
AUM	₹106,495 Cr	₹5,817 Cr
1M Return	+1.97%	+3.47%
3M Return	+1.6%	+5.57%
6M Return	+0.54%	+0.58%
1Y Return	+3.33%	+1.03%
3Y CAGR	+17.35%	+10.64%
5Y CAGR	+18.88%	+10.08%
Risk Level	—	—
Fund Manager	Prashant Jain	Alok Agarwal

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