HDFC Gilt Fund - Growth Plan vs NJ Flexi Cap Fund - Direct Plan - Growth Option — which has given better returns?

HDFC Gilt Fund - Growth Plan has a 1-year return of 3.33% versus NJ Flexi Cap Fund - Direct Plan - Growth Option's -2.52%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HDFC Gilt Fund - Growth Plan or NJ Flexi Cap Fund - Direct Plan - Growth Option?

HDFC Gilt Fund - Growth Plan's expense ratio is 0.77% versus NJ Flexi Cap Fund - Direct Plan - Growth Option's 0.86%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gilt Fund - Growth Plan and NJ Flexi Cap Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gilt Fund - Growth Plan vs NJ Flexi Cap Fund - Direct Plan - Growth Option

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gilt Fund - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · Flexi Cap

NJ Flexi Cap Fund - Direct Plan - Growth Option

NJ Mutual Fund

★★★★★

Equity · Flexi Cap

Metric	HDFC Gilt Fund - Growt...	NJ Flexi Cap Fund - Di...
NAV	₹2243.26	₹13.7
Star Rating	★★★★★	★
Expense Ratio	0.77%	0.86%
AUM	₹106,495 Cr	₹2,591 Cr
1M Return	+1.97%	+3.59%
3M Return	+1.6%	+6.11%
6M Return	+0.54%	-1.17%
1Y Return	+3.33%	-2.52%
3Y CAGR	+17.35%	—
5Y CAGR	+18.88%	—
Risk Level	—	—
Fund Manager	Prashant Jain	Dhaval Patel

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