HDFC Gilt Fund - Growth Plan vs LIC MF Focused Fund-Direct Plan-Growth — which has given better returns?

HDFC Gilt Fund - Growth Plan has a 1-year return of 3.33% versus LIC MF Focused Fund-Direct Plan-Growth's -0.85%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HDFC Gilt Fund - Growth Plan or LIC MF Focused Fund-Direct Plan-Growth?

HDFC Gilt Fund - Growth Plan's expense ratio is 0.77% versus LIC MF Focused Fund-Direct Plan-Growth's 2.89%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gilt Fund - Growth Plan and LIC MF Focused Fund-Direct Plan-Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gilt Fund - Growth Plan vs LIC MF Focused Fund-Direct Plan-Growth

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gilt Fund - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · Flexi Cap

LIC MF Focused Fund-Direct Plan-Growth

LIC Mutual Fund

★★★★★

Equity · Flexi Cap

Metric	HDFC Gilt Fund - Growt...	LIC MF Focused Fund-Di...
NAV	₹2243.26	₹24.17
Star Rating	★★★★★	★
Expense Ratio	0.77%	2.89%
AUM	₹106,495 Cr	₹170 Cr
1M Return	+1.97%	+4.68%
3M Return	+1.6%	+10.25%
6M Return	+0.54%	+3.51%
1Y Return	+3.33%	-0.85%
3Y CAGR	+17.35%	+9.72%
5Y CAGR	+18.88%	+10.7%
Risk Level	—	—
Fund Manager	Prashant Jain	Alok Ranjan

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