HDFC Gilt Fund - Growth Plan vs JM Focused Fund (Direct) - Growth Option — which has given better returns?

HDFC Gilt Fund - Growth Plan has a 1-year return of 3.33% versus JM Focused Fund (Direct) - Growth Option's 2.59%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HDFC Gilt Fund - Growth Plan or JM Focused Fund (Direct) - Growth Option?

HDFC Gilt Fund - Growth Plan's expense ratio is 0.77% versus JM Focused Fund (Direct) - Growth Option's 1.25%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gilt Fund - Growth Plan and JM Focused Fund (Direct) - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gilt Fund - Growth Plan vs JM Focused Fund (Direct) - Growth Option

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gilt Fund - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · Flexi Cap

JM Focused Fund (Direct) - Growth Option

JM Financial Mutual Fund

★★★★★

Equity · Flexi Cap

Metric	HDFC Gilt Fund - Growt...	JM Focused Fund (Direc...
NAV	₹57.26	₹23.48
Star Rating	★★★★★	★★★
Expense Ratio	0.77%	1.25%
AUM	₹106,495 Cr	₹286 Cr
1M Return	+1.97%	+0.29%
3M Return	+1.6%	+3.19%
6M Return	+0.54%	+3.21%
1Y Return	+3.33%	+2.59%
3Y CAGR	+17.35%	+14.45%
5Y CAGR	+18.88%	+14.64%
Risk Level	—	—
Fund Manager	Prashant Jain	Asit Bhandarkar, Chaitanya Choksi

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