HDFC Gilt Fund - Growth Plan vs HSBC Gilt Fund - Direct Growth — which has given better returns?

HDFC Gilt Fund - Growth Plan has a 1-year return of -1.64% versus HSBC Gilt Fund - Direct Growth's 0.48%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HDFC Gilt Fund - Growth Plan or HSBC Gilt Fund - Direct Growth?

HDFC Gilt Fund - Growth Plan's expense ratio is 0.68% versus HSBC Gilt Fund - Direct Growth's 0.06%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gilt Fund - Growth Plan and HSBC Gilt Fund - Direct Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gilt Fund - Growth Plan vs HSBC Gilt Fund - Direct Growth

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gilt Fund - Growth Plan

HDFC Mutual Fund

★★★★★

Debt · Gilt Fund

HSBC Gilt Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Debt · Gilt Fund

Metric	HDFC Gilt Fund - Growt...	HSBC Gilt Fund - Direc...
NAV	₹57.37	₹77.67
Star Rating	★★★★★	★★
Expense Ratio	0.68%	0.06%
AUM	₹101,821 Cr	₹374 Cr
1M Return	-1.98%	+0.49%
3M Return	-0.78%	+0.46%
6M Return	-5.99%	+1.14%
1Y Return	-1.64%	+0.48%
3Y CAGR	+17.35%	+5.8%
5Y CAGR	+17.39%	—
Risk Level	—	—
Fund Manager	Prashant Jain	Dipan S. Parikh

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