Which has the lower expense ratio, HDFC Floating Rate Debt Fund - Direct Plan - Growth Option or UTI - Floater Fund - Direct Plan - Growth Option?

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option's expense ratio is 0.27% versus UTI - Floater Fund - Direct Plan - Growth Option's 0.16%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Floating Rate Debt Fund - Direct Plan - Growth Option and UTI - Floater Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option vs UTI - Floater Fund - Direct Plan - Growth Option

Q: HDFC Floating Rate Debt Fund - Direct Plan - Growth Option vs UTI - Floater Fund - Direct Plan - Growth Option — which has given better returns?

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option has a 1-year return of 6.11% versus UTI - Floater Fund - Direct Plan - Growth Option's 56.15%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option

HDFC Mutual Fund

★★★★★

Debt · Floater

UTI - Floater Fund - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Debt · Floater Fund

Metric	HDFC Floating Rate Deb...	UTI - Floater Fund - D...
NAV	₹54.5	₹1670.61
Star Rating	★★★★	★★★★★
Expense Ratio	0.27%	0.16%
AUM	₹16,451 Cr	₹1,413 Cr
1M Return	+0.58%	+0.79%
3M Return	+1.73%	-4.63%
6M Return	+3.46%	+17.86%
1Y Return	+6.11%	+56.15%
3Y CAGR	+7.81%	+35.24%
5Y CAGR	+6.9%	+6.27%
Risk Level	—	—
Fund Manager	Shobhit Mehrotra	Ayush Jain

open_in_new View Fund A open_in_new View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds