Which has the lower expense ratio, Franklin India Floating Rate Fund - Growth Plan or UTI - Floater Fund - Direct Plan - Growth Option?

Franklin India Floating Rate Fund - Growth Plan's expense ratio is 0.39% versus UTI - Floater Fund - Direct Plan - Growth Option's 0.16%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Franklin India Floating Rate Fund - Growth Plan and UTI - Floater Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Franklin India Floating Rate Fund - Growth Plan vs UTI - Floater Fund - Direct Plan - Growth Option

Q: Franklin India Floating Rate Fund - Growth Plan vs UTI - Floater Fund - Direct Plan - Growth Option — which has given better returns?

Franklin India Floating Rate Fund - Growth Plan has a 1-year return of 6.36% versus UTI - Floater Fund - Direct Plan - Growth Option's 56.15%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Franklin India Floating Rate Fund - Growth Plan

Franklin Templeton Mutual Fund

★★★★★

Debt · Floater

UTI - Floater Fund - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Debt · Floater Fund

Metric	Franklin India Floatin...	UTI - Floater Fund - D...
NAV	₹47.82	₹1670.61
Star Rating	★★★	★★★★★
Expense Ratio	0.39%	0.16%
AUM	₹278 Cr	₹1,413 Cr
1M Return	+0.92%	+0.79%
3M Return	+1.85%	-4.63%
6M Return	+3.76%	+17.86%
1Y Return	+6.36%	+56.15%
3Y CAGR	+8.34%	+35.24%
5Y CAGR	+7.23%	+6.27%
Risk Level	—	—
Fund Manager	Mayank Bukrediwala	Ayush Jain

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