Which has the lower expense ratio, DSP Savings Fund - Direct Plan - Growth or HSBC Equity Savings Fund - Regular Growth?

DSP Savings Fund - Direct Plan - Growth's expense ratio is 1.27% versus HSBC Equity Savings Fund - Regular Growth's 1.68%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both DSP Savings Fund - Direct Plan - Growth and HSBC Equity Savings Fund - Regular Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

DSP Savings Fund - Direct Plan - Growth vs HSBC Equity Savings Fund - Regular Growth

Q: DSP Savings Fund - Direct Plan - Growth vs HSBC Equity Savings Fund - Regular Growth — which has given better returns?

DSP Savings Fund - Direct Plan - Growth has a 1-year return of 3.37% versus HSBC Equity Savings Fund - Regular Growth's 11.66%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

DSP Savings Fund - Direct Plan - Growth

HDFC Mutual Fund

★★★★★

Hybrid · Equity Savings

HSBC Equity Savings Fund - Regular Growth

HSBC Mutual Fund

★★★★★

Hybrid · Equity Savings

Metric	DSP Savings Fund - Dir...	HSBC Equity Savings Fu...
NAV	₹58.0	₹36.68
Star Rating	★★★	★★★★★
Expense Ratio	1.27%	1.68%
AUM	₹5,639 Cr	₹1,016 Cr
1M Return	+0.86%	+1.66%
3M Return	+1.21%	+6.04%
6M Return	+0.31%	+7.18%
1Y Return	+3.37%	+11.66%
3Y CAGR	+9.22%	+13.85%
5Y CAGR	+8.92%	+11.78%
Risk Level	—	—
Fund Manager	Anil Bamboli, Vinay Kulkarni, Krishan Daga	Cheenu Gupta

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