Which has the lower expense ratio, DSP Nifty Private Bank Index Fund - Direct - Growth or UTI Infrastructure Fund-Growth Option- Direct?

DSP Nifty Private Bank Index Fund - Direct - Growth's expense ratio is 0.54% versus UTI Infrastructure Fund-Growth Option- Direct's 1.28%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both DSP Nifty Private Bank Index Fund - Direct - Growth and UTI Infrastructure Fund-Growth Option- Direct?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

DSP Nifty Private Bank Index Fund - Direct - Growth vs UTI Infrastructure Fund-Growth Option- Direct

Q: DSP Nifty Private Bank Index Fund - Direct - Growth vs UTI Infrastructure Fund-Growth Option- Direct — which has given better returns?

DSP Nifty Private Bank Index Fund - Direct - Growth has a 1-year return of 0.03% versus UTI Infrastructure Fund-Growth Option- Direct's 3.87%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

DSP Nifty Private Bank Index Fund - Direct - Growth

DSP Mutual Fund

★★★★★

Equity · Sectoral

UTI Infrastructure Fund-Growth Option- Direct

ICICI Prudential Mutual Fund

★★★★★

Equity · Sectoral

Metric	DSP Nifty Private Bank...	UTI Infrastructure Fun...
NAV	₹11.46	₹153.37
Star Rating	★★★★	★★★★★
Expense Ratio	0.54%	1.28%
AUM	₹78 Cr	₹8,549 Cr
1M Return	+5.31%	+5.52%
3M Return	+5.09%	+6.59%
6M Return	-1.39%	+6.18%
1Y Return	+0.03%	+3.87%
3Y CAGR	—	+22.31%
5Y CAGR	—	+24.71%
Risk Level	—	—
Fund Manager	Anil Ghelani	S Naren, Ihab Dalwai

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