Which has the lower expense ratio, Bandhan Banking and PSU Fund - Regular Growth or UTI Banking & PSU Fund - Direct Plan - Growth Option?

Bandhan Banking and PSU Fund - Regular Growth's expense ratio is 0.39% versus UTI Banking & PSU Fund - Direct Plan - Growth Option's 0.25%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Bandhan Banking and PSU Fund - Regular Growth and UTI Banking & PSU Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Bandhan Banking and PSU Fund - Regular Growth vs UTI Banking & PSU Fund - Direct Plan - Growth Option

Q: Bandhan Banking and PSU Fund - Regular Growth vs UTI Banking & PSU Fund - Direct Plan - Growth Option — which has given better returns?

Bandhan Banking and PSU Fund - Regular Growth has a 1-year return of 5.38% versus UTI Banking & PSU Fund - Direct Plan - Growth Option's 5.51%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Bandhan Banking and PSU Fund - Regular Growth

Bandhan Mutual Fund

★★★★★

Debt · Banking and PSU Fund

UTI Banking & PSU Fund - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Debt · Banking and PSU Fund

Metric	Bandhan Banking and PS...	UTI Banking & PSU Fund...
NAV	₹26.1	₹23.76
Star Rating	★★★★	★★★★★
Expense Ratio	0.39%	0.25%
AUM	₹12,043 Cr	₹1,226 Cr
1M Return	+1.06%	+0.52%
3M Return	+1.83%	+1.49%
6M Return	+2.88%	+2.65%
1Y Return	+5.38%	+5.51%
3Y CAGR	+7.11%	+7.15%
5Y CAGR	+6.16%	+7.48%
Risk Level	—	—
Fund Manager	Anurag Mittal	Sudhir Agrawal

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