Starting SIP at 25 vs 35: How a 10-year delay can shrink your retirement corpus by nearly ₹25 lakh

Delaying a SIP by 10 years can significantly reduce retirement corpus due to the loss of compounding. A ₹1,000 monthly SIP started at 25 years of age grows to an estimated ₹37.97 lakh by age 60, compared with ₹13.27 lakh if started at 35 years, assuming a 10% annual return.