Is ‘ ₹40 LPA’ is enough to survive Bengaluru? Internet replies to viral question

As the cost of living continues to rise in India's major cities, a question about life in Bengaluru has struck a chord with social media users.

An X user named Shashi Sachan recently asked whether a salary package of ₹40 lakh per annum is still sufficient to enjoy a comfortable lifestyle in the city, or whether increasing expenses have made even that figure feel average.

The post quickly gained attention, drawing responses from professionals, families and long-time residents who shared their experiences of living and working in Bengaluru.

“Is a salary package of ₹40 LPA good enough to live comfortably in Bangalore? Or has the city become so expensive that even ₹40 LPA feels average now? If not, what do you think is the ideal annual package for a comfortable lifestyle in Bangalore today? ₹20 LPA? ₹40 LPA? ₹60 LPA? ₹1 crore+? Curious to hear real experiences from people living there.”

The post resonated with many as conversations around housing costs, school fees, traffic, transportation and lifestyle spending continue to shape perceptions of Bengaluru's affordability.

Several users pointed to housing as one of the biggest contributors to rising expenses in the city.

One user wrote, "Bangalore real estate has been the real killer rather than any other expense head."

The comment echoed a sentiment frequently raised by residents who have seen rents and property prices climb sharply in recent years.

Others argued that expenses can add up quickly, especially for families with children.

One user broke down what they believed to be the typical expenses faced by a family.

"40 Is much below average now a days...10 Tax, 5-6 Lac Kids schooling, 5 Lac Food/House expenses, 6 Lac rent in below average flat. 5 Lac Travel, Holiday etc. Total = 32 L is what a common man is spending nowadays."

The comment suggested that after taxes and major household expenses, even a relatively high salary package may not leave much room for savings depending on lifestyle choices.

However, not everyone shared the view that ₹40 lakh per annum is insufficient.

A user argued that a much lower salary could still support a comfortable life.

“15 LPA is good enough. Only the elite club gets more than that. All blue colored and service jobs won't pay that much but they all are living happy with 50k, 1l salary per month!!”