HDFC Bank Q1 results date: Private lender to announce June quarter earnings on July 16

HDFC Bank, the country's largest private sector lender, said its Board of Directors will meet on Thursday, July 16, to consider and approve the unaudited standalone and consolidated financial results for the quarter ended June 2026 (Q1FY27).

Earlier this week, the bank released its business update for the June quarter, reporting a 15.4% year-on-year (YoY) increase in gross advances to ₹30.61 lakh crore, compared with ₹26.53 lakh crore in the corresponding period last year.

Advances under management stood at approximately ₹31.27 lakh crore at the end of the June quarter, reflecting a 12.4% YoY increase from ₹27.82 lakh crore as of June 30, 2025.

On the liabilities front, HDFC Bank's total deposits grew 14.7% YoY to ₹31.71 lakh crore as of June 30, 2026, compared with ₹27.64 lakh crore a year earlier.

The bank's current account and savings account (CASA) deposits stood at approximately ₹10.26 lakh crore at the end of the quarter, registering a 9.4% YoY increase from ₹9.37 lakh crore reported in the corresponding quarter last year.

The bank is expected to report another steady quarter for the period ended June 2026, supported by healthy loan growth and stable net interest income (NII), although profitability may remain under pressure due to elevated operating expenses.

According to domestic brokerage firm, Motilal Oswal, the bank is likely to post net interest income (NII) of ₹34,103 crore, marking an 8.5% year-on-year and 3.1% sequential increase.

However, pre-provision operating profit (PPOP) is estimated to decline 19.9% YoY to ₹28,615.6 crore, while net profit is expected to rise 5.9% YoY to ₹19,229.3 crore, remaining largely flat on a sequential basis.

InCred Equities also expects a stable performance, forecasting net interest income (NII) of ₹34,100 crore, up 8.3% year-on-year and 3% quarter-on-quarter.

Pre-provision operating profit (PPOP) is estimated at ₹28,900 crore, down 19.2% YoY but up 3.9% sequentially, while profit after tax (PAT) is projected at ₹19,100 crore, reflecting 5.3% year-on-year growth, though marginally lower on a sequential basis.

The brokerage expects net interest margin (NIM) to remain stable at 3.4%. Credit costs are estimated at 45 basis points, higher than the previous quarter but significantly lower than the 220 basis points reported a year ago.

Disclaimer: We advise investors to check with certified experts before making any investment decisions.

Ksheera Sagar has been working as a Market Research Analyst at LiveMint for the past four years, covering stocks, commodities, and broader financial markets. In this role, he closely tracks daily market movements, corporate earnings, sector trends, and macroeconomic developments. <br><br> He has over a decade of experience in the financial services industry and has previously worked with multiple organisations, including global investment bank J.P. Morgan, bringing strong research experience into the newsroom. <br><br> During his career, he has gained extensive exposure to equity research, market analysis, and financial data interpretation, strengthening his expertise across asset classes and market cycles. <br><br> He is known for his data-driven analysis and crisp, listicle-style market stories that break down complex financial developments across key markets for a wide audience. His strong research skills enable him to write detailed and insightful stories on stocks and sectors, focusing on the underlying factors driving market movements. <br><br> His work combines quantitative insights with clear storytelling, presenting financial developments in a clear and structured manner. Moreover, he enjoys writing multibagger and listicle-style copies. Outside of work, Ksheera enjoys playing the piano and exploring new places. He has a keen interest in travel, music, and continuously learning about global markets and economic trends.

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