Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

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5801 funds found

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

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Union Money Market Fund - Regular Plan - Daily IDCW Option

Union Mutual Fund

★★★★★ ⚡ 79/100

Debt Money Market

NAV

₹1002.29

3Y Return

+7.08%

Expense

0.17%

Union Money Market Fund - Regular Plan - Monthly IDCW Option

Union Mutual Fund

★★★★★ ⚡ 79/100

Debt Money Market

NAV

₹1000.93

3Y Return

+7.08%

Expense

0.17%

JM Money Market Fund - Bonus Option - Principal Units

Union Mutual Fund

★★★★★ ⚡ 79/100

Debt Money Market

NAV

₹15.76

3Y Return

+7.11%

Expense

0.16%

Union Money Market Fund - Direct Plan - Monthly IDCW Option

Union Mutual Fund

★★★★★ ⚡ 79/100

Debt Money Market

NAV

₹1017.68

3Y Return

+7.08%

Expense

0.17%

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth

Motilal Oswal Mutual Fund

★★★★★ trending_up Consistent ⚡ 67/100

Equity Large Cap

NAV

₹20.74

3Y Return

+8.47%

Expense

0.24%

Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Growth Option

Nippon India Mutual Fund

Mutual Funds

Union Money Market Fund - Regular Plan - Daily IDCW Option

Union Money Market Fund - Regular Plan - Monthly IDCW Option

JM Money Market Fund - Bonus Option - Principal Units

Union Money Market Fund - Direct Plan - Monthly IDCW Option

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth

Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Growth Option

NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 1 - Direct Plan - QUARTERLY IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - MONTHLY IDCW Option

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - QUARTERLY IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - MONTHLY IDCW Option

Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option

Nippon India Equity Savings Fund - Segregated Portfolio 2 - Growth Plan - Growth Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 1 - Direct Plan - IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 1 - MONTHLY IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 1 - QUARTERLY IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 1 - Direct Plan - MONTHLY IDCW Option

Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 1 - IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Growth Plan - Bonus Option

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Growth Plan - Growth Option

Nippon India Equity Savings Fund- Growth Plan- Bonus Option