Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

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7124 funds found

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Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund) - Regular Annual Bonus

Sundaram Mutual Fund

★★★★★ ⚡ 63/100

Debt Banking and PSU

NAV

₹11.63

3Y Return

+7.11%

Expense

0.27%

UTI Fixed Term Income fund - Series XXIX - II (1118 DAYS) - Direct Plan - Maturity IDCW

Bank of India Mutual Fund

Mutual Funds

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund) - Regular Annual Bonus

UTI Fixed Term Income fund - Series XXIX - II (1118 DAYS) - Direct Plan - Maturity IDCW

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Direct Plan - Quarterly IDCW

UTI - Fixed Term Income Fund Series XXXI-III (1174 Days) - Regular Plan - Growth Option

UTI Fixed Term Income fund - Series XXIX - VIII (1127 DAYS) - Direct Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXXI-IX (1168 Days) - Regular Plan - Annual IDCW

UTI Fixed Term Income fund - Series XXIX - I (1134 DAYS) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income fund - Series XXIX - III (1131 DAYS) - Regular Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXXIII-I (1135 Days) - Regular Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXXI-V (1174 Days) - Regular Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXXI-XII (1148 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXXI-IX (1168 Days) - Direct Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXIX-IV (1422 days) - Direct Plan - Growth Option

UTI Fixed Term Income fund - Series XXIX - II (1118 DAYS) - Regular Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXXI-XIII (1127 Days) - Regular Plan - Maturity IDCW

UTI Fixed Term Income Fund Series XXXI-XIII (1127 Days) - Direct Plan - Annual IDCW

UTI Fixed Term Income fund - Series XXIX - II (1118 DAYS) - Regular Plan - Maturity IDCW

UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) - Direct Plan - Quarterly IDCW Option

UTI Fixed Term Income Fund Series XXXI-X (1168 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXXI-XI (1169 Days) - Direct Plan - Annual IDCW

UTI Fixed Term Income fund - Series XXIX - II (1118 DAYS) - Regular Plan - Flexi IDCW

UTI Fixed Term Income Fund Series XXXI-XII (1148 Days) - Regular Plan - Maturity IDCW

UTI Fixed Term Income Fund Series XXX-IX (1266 Days) - Regular Plan - Flexi IDCW

UTI Fixed Term Income fund - Series XXX - I (1104 DAYS) - Regular Plan - Flexi IDCW