Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

compare_arrows Compare Funds donut_small By Sector

savings All Funds trending_up Equity account_balance Debt balance Hybrid show_chart Index Funds / ETF emoji_objects Solution

4513 funds found · Debt

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

Debtclose

UTI - Fixed Term Income Fund Series XXXI-IV (1204 Days) - Regular Plan - Growth Option

Bank of India Mutual Fund

Mutual Funds

UTI - Fixed Term Income Fund Series XXXI-IV (1204 Days) - Regular Plan - Growth Option

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW

UTI - Fixed Term Income Fund Series XXXI-V (1174 Days) - Regular Plan - Growth Option

UTI - Fixed Term Income Fund Series XXXI-IV (1204 Days) - Direct Plan - Growth Option

UTI Fixed Term Income Fund Series XXXI-V (1174 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXXI-IV (1204 Days) - Regular Plan - Annual IDCW

UTI - Fixed Term Income Fund Series XXX-XI (1246 Days) - Regular Plan - Growth Option

UTI Fixed Term Income Fund Series XXXI-IV (1204 Days) - Direct Plan - Flexi IDCW

UTI - Fixed Term Income Fund Series XXXI-II (1222 Days) - Regular Plan - Growth Option

UTI Fixed Term Income Fund Series XXXI-I (1209 Days) - Regular Plan - Quarterly IDCW

UTI - Fixed Term Income Fund Series XXXI-II (1222 Days) - Direct Plan - Growth Option

UTI Fixed Term Income Fund Series XXXI-I (1209 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXXI-II (1222 Days) - Direct Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXX-XIV (1209 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Regular Plan - Quarterly IDCW

UTI - Fixed Term Income Fund Series XXX-XII (1254 Days) - Direct Plan - Growth Option

UTI Fixed Term Income Fund Series XXX-XIV (1209 Days) - Direct Plan - Maturity IDCW

UTI - Fixed Term Income Fund Series XXX-X (1267 Days) - Regular Plan - Growth Option

UTI - Fixed Term Income Fund Series XXX-VI (1107 Days) - Regular Plan - Growth Option

UTI Fixed Term Income Fund Series XXX-VI (1107 Days) - Regular Plan - Quarterly IDCW

UTI - Fixed Term Income Fund Series XXX-VI (1107 Days) - Direct Plan - Growth Option

UTI Fixed Term Income Fund Series XXX-X (1267 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXX-XI (1246 Days) - Direct Plan - Maturity IDCW

UTI - Fixed Term Income Fund Series XXX-IX (1266 Days) - Direct Plan - Growth Option