Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

compare_arrows Compare Funds donut_small By Sector candlestick_chart Stock Holdings phone_android Best MF Apps

savings All Funds trending_up Equity account_balance Debt balance Hybrid show_chart Index Funds / ETF emoji_objects Solution

3696 funds found

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

AUM: Midclose Expense ≤0.75%close

UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Annual IDCW Option

SBI Mutual Fund

Mutual Funds

UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Annual IDCW Option

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Growth Option

SBI CONSTANT MATURITY 10 YEAR GILT FUND - DIRECT PLAN - GROWTH

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Flexi IDCW Option

DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Direct - IDCW

DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - Growth

DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Regular - IDCW

DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Direct - Growth

Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Weekly IDCW

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Half Yearly IDCW Option

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Weekly IDCW

Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Growth

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Quarterly IDCW

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Monthly IDCW

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Growth

Bandhan Gilt Fund with 10 year constant duration Fund - Regular Plan - Periodic IDCW

Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Periodic IDCW

Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Quarterly IDCW

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Quarterly IDCW Option

Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Monthly IDCW

NIPPON INDIA GILT FUND - MONTHLY IDCW Option

Nippon India Gilt Fund-Institutional Plan-P F Option-Automatic Capital Appreciation Payout Option

Nippon India Gilt Fund - Direct Plan - P F Option - Defined Maturity Date Option

NIPPON INDIA GILT FUND - Direct Plan - MONTHLY IDCW Option